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Good advise

From: johnbrokaw@dslextreme.com

Date: April 2, 2007 9:31:30 AM PDT

To: kinship@mac.com

Cc: martyb31@netzero.com, nncrites1@yahoo.com, dinka_dot@yahoo.com, jpkincaid@worldnet.att.net, Kathryngarland@yahoo.com, mlinbeck@aol.com, Fivesonsformom@yahoo.com, nhc122624@aol.com, tommyt4600@verizon.net

Subject: Good advise


From: "Rose Koza" <rkoza2@verizon.net>

Date: April 1, 2007 4:17:52 PM PDT

To: "John Kincaid" <jpkincaid@att.net>, "John R Brokaw" <johnbrokaw@dslextreme.com>, "Wayne Koza" <waynekoza@sbcglobal.net>, "Wanda Bergk" <wandabergk@msn.com>, "Robin Mosier" <robin.mosier@ctt.com>, "Paul Benson" <PBenson598@earthlink.net>, "Nell Holliday" <nellholliday@hotmail.com>, "Kay Murray" <kbetmurray@verizon.net>, "Karen" <kkz@surewest.net>, "jeffrey koza" <jkoza2@verizon.net>, "Jean Worshyn" <jeandy22@aol.com>, "Grace Beyer" <GraceGlenn2017@aol.com>, "Genevieve Risberg" <prisberg@cheqnet.net>, "Bonnie Vannoy" <bonniervannoy@hotmail.com>, "Bas Oosterlee" <bmotl@telus.net>, "Barbara Koza" <bkoza2@verizon.net>

Subject: Fw: Fw: Credit Card

 

----- Original Message -----

From: Eddi1932@aol.com

To: doreen-adams@sbcglobal.net ; Jocie3111@ msn.com ; Ragant0137@yahoo.com ; MaHa609@aol.com ; renatahartley@sbcglobal.net ; nellholliday@hotmail.com ; rkoza2@verizon.net ; p.loukota@verizon.net ; Dbladblm@npgcable.com ; peggy.metcalf@comcast.net ; Palrperry@aol.com ; fishjim999@netscape.com ; suzieq16@chiconet.com

Sent: Thursday, March 29, 2007 9:45 AM

Subject: Fwd: Fw: Credit Card

In a message dated 3/29/2007 12:52:53 A.M. Pacific Daylight Time, renatahartley@sbcglobal.net writes:

Subject: Credit Card

>>>

>>>

>>>

>>>

>>>

>>>

>>>Boy this is some pretty good advice.  Helen

>>>

>>>

>>>

>>>

>>>

>>>Subject: Fw: Worth Reading - Maybe even doing

>>>

>>>

>>>

>>>If you dislike attorneys .... you may love them for these tips.

>>>

>>>Read this and make a copy for your files in case you need to refer to it 

>>>someday. Maybe we should all take some of his advice!  A corporate 

>>>Attorney sent the following out to the employees in his company.

>>>

>>>1.  Do not sign the back of your credit cards. Instead, put "PHOTO ID 

>>>REQUIRED."

>>>

>>>2   When you are writing checks to pay on your credit card

>>>

>>>Accounts, DO NOT put the complete account number on the "For" line. 

>>>Instead, just put the  last four numbers. The credit card company knows 

>>>the rest of the number, and anyone who might be handling your check as it 

>>>passes through all the check processing channels won't have access to it.

>>>

>>>3.. Put your work phone # on your checks instead of your home Phone. If 

>>>you have a PO Box use that instead of your home  address. If you do not 

>>>have a PO Box, use your work address.  Never  have your SS# printed on 

>>>your checks. (DUH!) You can add it if it is necessary. But if you have It 

>>>printed, anyone can get  it.

>>>

>>>4.. Place the contents of  your wallet on a photocopy machine.  Do both 

>>>sides of each license,  credit card, etc. You will know what you had in 

>>>your wallet and all of the account numbers and phone numbers to Call and 

>>>cancel. Keep the photocopy in a safe place. I also carry a Photocopy of 

>>>my passport when I travel either here or abroad. We've all heard horror 

>>>stories about fraud that's committed on us in stealing a Name, address, 

>>>Social Security number, credit cards.

>>>

>>>Unfortunately, I, an attorney, have firsthand knowledge because my Wallet 

>>>was stolen last month. Within a week, the thieve(S) ordered an Expensive 

>>>monthly cell phone package, applied for a VISA credit card, had A credit 

>>>line approved to buy a Gateway computer, received a PIN number from DMV 

>>>to change my driving record information online, and more. But here's some 

>>>critical information to limit the damage in case this happens to you or 

>>>someone you know:

>>>

>>>5.. We have  been told we should cancel our credit cards immediately. But 

>>>the key is having the toll free numbers and your card Numbers handy so 

>>>you know  whom to call. Keep those where you can find them.

>>>

>>>6.. File a police report immediately in the jurisdiction where your 

>>>credit cards, etc., were stolen. This proves to credit Providers you were 

>>>diligent, and this is a first step toward an Investigation (if there ever 

>>>is one).

>>>

>>>But here's what is perhaps most important of all: (I  never even thought 

>>>to do this.)

>>>

>>>7. Call the 3 national credit reporting organizations Immediately to 

>>>place a fraud alert on your name and also call the Social  Security fraud 

>>>line number. I had never heard of doing that until  advised by a bank 

>>>that

>>>

>>>called to tell me an application for credit was  made over The Internet 

>>>in my name. The alert means any company that  checks your Credit knows 

>>>your information was stolen, and they have to contact you by Phone to 

>>>authorize new credit.

>>>

>>>By the time I was advised to do this, almost two weeks after the theft, 

>>>all the damage had been done. There are records of all the Credit checks 

>>>initiated by the thieves' purchases, none of which I knew about before 

>>>placing the alert. Since then, no additional damage has been done, and 

>>>the thieves threw my wallet away this weekend (someone

>>>

>>>turned it in). It seems to have stopped them dead in their tracks.

>>>

>>>Now, here are the numbers you always need to contact about your wallet, 

>>>if it has been stolen:

>>>

>>>          1.) Equifax:         800-525-6285

>>>

>>>          2.) Experian  (formerly TRW): 888-397-3742

>>>

>>>          3.) Trans Union: 800-6807289

>>>

>>>         4.) Social Security Administration (fraud  line):800-269-0271

>>>

>>>

>>>

>>>We pass along jokes on the Internet; we pass along just about everything.

>>>

>>>If you are willing to pass this information along, it could really help 

>>>someone that you care about.

>>

>>_________________________________________________________________

>>Get a FREE Web site, company branded e-mail and more from Microsoft Office 

>>Live! http://clk.atdmt.com/MRT/go/mcrssaub0050001411mrt/direct/01/

>>

>

> _________________________________________________________________

> Exercise your brain! Try Flexicon. 

> http://games.msn.com/en/flexicon/default.htm?icid=flexicon_hmemailtaglinemarch07

>

 

See what's free at AOL.com.


From: "Renata Hartley" <renatahartley@sbcglobal.net>

Date: March 29, 2007 12:52:33 AM PDT

To: "Sharon Boniek" <noniboniek@aol.com>, "Ed-Diana Smith" <eddi1932@aol.com>

Subject: Fw: Credit Card

----- Original Message ----- From: "Diane Smith" <hegendoerfer@hotmail.com>

To: <jeepjkrka@yahoo.com>; <deesjewels@yahoo.com>; <penny@acassociates.net>; <zbainter@ucla.edu>; <oneblessedgal@yahoo.com>; <lauraferencik@yahoo.com>; <lgaringer@hotmail.com>; <sgonzalez22@yahoo.com>; <GuchiBoys@aol.com>; <denisekellogg@msn.com>; <alohaparadise1@yahoo.com>; <jgk49ers@hotmail.com>; <drk@garlic.com>; <heatherjeansmith@yahoo.com>; <patsiesanders@hotmail.com>; <aksharp@jps.net>; <alissapurcell@hotmail.com>; <dlsmith003@hotmail.com>; <eordwebb@yahoo.com>; <cherylweir@hotmail.com>; <insideword@sbcglobal.net>

Sent: Thursday, March 22, 2007 1:08 PM

Subject: Fw: Credit Card

From: "Patsie Sanders" <patsiesanders@hotmail.com>

To: artieart53@yahoo.com, chrisncase@aol.com, coreysanders@msn.com, 6iron@sbcglobal.net, sharronmd@sbcglobal.net, felixthecat_23@hotmail.com, RunTotoGo@aol.com, gloriagomes@sbcglobal.net, dnmjenkins@sbcglobal.net, johnson.david.a.lh@att.net, mamanze2003@yahoo.com, marydamm@hotmail.com, monaco@hollinet.com, bingopaula@sbcglobal.net, Raghda_e@yahoo.com, shortsal@goeaglenet.com, hegendoerfer@hotmail.com, pswallow@hollinet.com

Subject: Fw: Credit Card

Date: Thu, 22 Mar 2007 19:56:09 +0000

From: "FRED GOULDEN" <frelaine@msn.com>

To: "joan barrett" <jbarrett1@charter.net>,"Janmcnees" <Janmcnees@aol.com>,"Patrish59 HanslipWilliams" <Patrish59@aol.com>,"Patsie Sanders" <patsiesanders@hotmail.com>,"MICKEYRG goldsmithspringarbor" <MICKEYRG@aol.com>,"Betty Hartman" <Iboma9@aol.com>,"Bob winford" <rgwinford@msn.com>,"Charlotte Newsomnew" <taf@tafmaster.com>,"Carolyn Chenault" <carolynchenault@msn.com>

Subject: Fw:  Credit Card

Date: Tue, 20 Mar 2007 20:55:06 -0700

----- Original Message -----

From: Helen O. Soares<mailto:kc6yxx@cox.net>

To: Barbara/Ron LaPlace<mailto:princsam1@juno.com> ; Cathie Parsons<mailto:Pansymom7@aol.com> ; Cheryl L Mendez<mailto:cmendez@tradewindsglobal.com> ; Chris Soares<mailto:gchrissoares@yahoo.com> ; Dick/Norma Grove<mailto:dickgrove@sbcglobal.net> ; Dnbstate@aol.com<mailto:Dnbstate@aol.com> ; Donna (friend) and Neal<mailto:ndree7@aol.com> ; Gus/Lee Mendez<mailto:gme7402443@aol.com> ; Jerry/Marilyn Hillier<mailto:jerryandmarilyn@earthlink.net> ; John/Cinda Baine<mailto:johncinda@comcast.net> ; Louise Gillespie<mailto:egille0843@aol.com> ; Mike Anthony Mendez<mailto:mendez2110@hotmail.com>

Sent: Tuesday, March 13, 2007 7:08 PM

Subject: Credit Card

Boy this is some pretty good advice.  Helen

Subject: Fw: Worth Reading - Maybe even doing

If you dislike attorneys .... you may love them for these tips.

Read this and make a copy for your files in case you need to refer to it someday. Maybe we should all take some of his advice!  A corporate Attorney sent the following out to the employees in his company.

1.  Do not sign the back of your credit cards. Instead, put "PHOTO ID REQUIRED."

2   When you are writing checks to pay on your credit card

Accounts, DO NOT put the complete account number on the "For" line. Instead, just put the  last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won't have access to it.

3.. Put your work phone # on your checks instead of your home Phone. If you have a PO Box use that instead of your home  address. If you do not have a PO Box, use your work address.  Never  have your SS# printed on your checks. (DUH!) You can add it if it is necessary. But if you have It printed, anyone can get  it.

4.. Place the contents of  your wallet on a photocopy machine.  Do both sides of each license,  credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to Call and cancel. Keep the photocopy in a safe place. I also carry a Photocopy of my passport when I travel either here or abroad. We've all heard horror stories about fraud that's committed on us in stealing a Name, address, Social Security number, credit cards.

Unfortunately, I, an attorney, have firsthand knowledge because my Wallet was stolen last month. Within a week, the thieve(S) ordered an Expensive monthly cell phone package, applied for a VISA credit card, had A credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more. But here's some critical information to limit the damage in case this happens to you or someone you know:

5.. We have  been told we should cancel our credit cards immediately. But the key is having the toll free numbers and your card Numbers handy so you know  whom to call. Keep those where you can find them.

6.. File a police report immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit Providers you were diligent, and this is a first step toward an Investigation (if there ever is one).

But here's what is perhaps most important of all: (I  never even thought to do this.)

7. Call the 3 national credit reporting organizations Immediately to place a fraud alert on your name and also call the Social  Security fraud line number. I had never heard of doing that until  advised by a bank that

called to tell me an application for credit was  made over The Internet in my name. The alert means any company that  checks your Credit knows your information was stolen, and they have to contact you by Phone to authorize new credit.

By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the Credit checks initiated by the thieves' purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone

turned it in). It seems to have stopped them dead in their tracks.

Now, here are the numbers you always need to contact about your wallet, if it has been stolen:

         1.) Equifax:         800-525-6285

         2.) Experian  (formerly TRW): 888-397-3742

         3.) Trans Union: 800-6807289

        4.) Social Security Administration (fraud  line):800-269-0271

We pass along jokes on the Internet; we pass along just about everything.

If you are willing to pass this information along, it could really help someone that you care about.

_________________________________________________________________

Get a FREE Web site, company branded e-mail and more from Microsoft Office Live! http://clk.atdmt.com/MRT/go/mcrssaub0050001411mrt/direct/01/

_________________________________________________________________

Exercise your brain! Try Flexicon. http://games.msn.com/en/flexicon/default.htm?icid=flexicon_hmemailtaglinemarch07

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